NAICS 5222 · Sub-Industry Deep-Dive · Finance & Insurance

Consumer Lending — AI Adoption Analysis

Aggregate AI adoption statistics for companies in the Consumer Lending sub-industry, computed from Meo Advisors' dataset of US-scored firms.

375 companies

62.3 avg score

42 states

227 cities

$27.0M median savings

3,000 median employees

AI Adoption Score Distribution · 375 companies scored

5

Grade A

80 – 100

12

Grade B

72 – 79

164

Grade C

64 – 71

194

Grade D

< 64

Scores reflect operational readiness for AI agent deployment across scheduling, intake, billing, and customer communication workflows.

Top Consumer Lending companies by AI adoption score

#1american expressnew york, New YorkA88/100 #2swift financialplymouth meeting, PennsylvaniaA85/100 #3upstartsan mateo, CaliforniaA85/100 #4earninmountain view, CaliforniaB80/100 #5ondeckchicago, IllinoisB80/100 #6deservepalo alto, CaliforniaB78/100 #7ford creditdearborn, MichiganB78/100 #8achievetempe, ArizonaB75/100 #9cherrysan francisco, CaliforniaB75/100 #10drip capitalpalo alto, CaliforniaB75/100 #11lendee - microfunding appirvine, CaliforniaB75/100 #12lotus commercial capitalhouston, TexasB75/100 #13mercury® financialatlanta, GeorgiaB75/100 #14synchronystamford, ConnecticutB75/100 #15upgrade, inc.san francisco, CaliforniaB75/100 #16avantchicago, IllinoisC72/100 #17simplicity groupsummit, New JerseyC72/100 #18autopaydenver, ColoradoC70/100 #19capital plus financialbedford, TexasC70/100 #20fannie maewashington, District Of ColumbiaC70/100 #21fortiva financialatlanta, GeorgiaC70/100 #22forward financingboston, MassachusettsC70/100 #23gen lendingfolsom, CaliforniaC70/100 #24lendingpoint™kennesaw, GeorgiaC70/100 #25mybridgenowburnsville, MinnesotaC70/100 #26national fundingsan diego, CaliforniaC70/100 #27pgim private capital – financingchicago, IllinoisC70/100 #28revolution mortgagewesterville, OhioC70/100 #29vive financialdraper, UtahC70/100 #30world business lenders, llcelmsford, New YorkC70/100 #31alphera financial servicesC68/100 #32amurgrand island, NebraskaC68/100 #33atlanticusatlanta, GeorgiaC68/100 #34bill me later, inc.luthvle timon, MarylandC68/100 #35breadnew york, New YorkC68/100 #36businesscapital.comhallandale beach, FloridaC68/100 #37capital for merchantstroy, MichiganC68/100 #38cashback loanspalm desert, CaliforniaC68/100 #39c&f mortgage corporationmidlothian, VirginiaC68/100 #40crest financialdraper, UtahC68/100 #41earnestoakland, CaliforniaC68/100 #42ecmcminneapolis, MinnesotaC68/100 #43federal home loan bank of chicagochicago, IllinoisC68/100 #44ge capitalnorwalk, ConnecticutC68/100 #45jg wentworth co-cl aradnor, PennsylvaniaC68/100 #46kapitusarlington, VirginiaC68/100 #47kiavipittsburgh, PennsylvaniaC68/100 #48lightstream by truistsan diego, CaliforniaC68/100 #49liquid capital franchiselino lakes, MinnesotaC68/100 #50loan to learnC68/100 #51mid atlantic finance companyclearwater, FloridaC68/100 #52mission lanerichmond, VirginiaC68/100 #53nexa lendingchandler, ArizonaC68/100 #54nextcardC68/100 #55onemain financialbaltimore, MarylandC68/100 #56oportunsan mateo, CaliforniaC68/100 #57proper ratechicago, IllinoisC68/100 #58renovate americasan diego, CaliforniaC68/100 #59retirement funding solutionssan diego, CaliforniaC68/100 #60silver point financegreenwich, ConnecticutC68/100 #61spring eqconshohocken, PennsylvaniaC68/100 #62sunbitlos angeles, CaliforniaC68/100 #63triumph for carrierscoppell, TexasC68/100 #64verventsioux falls, South DakotaC68/100 #65wise commercial lendingrockville, MarylandC68/100 #66KwikmtgSouth Plainfield, New JerseyC66/100 #67agdirectomaha, NebraskaC65/100 #68alliance datacolumbus, OhioC65/100 #69allianceoneblue bell, PennsylvaniaC65/100 #70ally lendingdetroit, MichiganC65/100 #71altus commercial receivableskenner, LouisianaC65/100 #72amcap mortgage, ltdhouston, TexasC65/100 #73american honda finance corporationtorrance, CaliforniaC65/100 #74amur finance companywhite plains, New YorkC65/100 #75arbor realty trustuniondale, New YorkC65/100 #76balboa capitalcosta mesa, CaliforniaC65/100 #77barclays bank delawarewilmington, DelawareC65/100 #78best eggwilmington, DelawareC65/100 #79bhg financialfort lauderdale, FloridaC65/100 #80bmw financial services na, llccolumbus, OhioC65/100 #81bread financialcolumbus, OhioC65/100 #82capital direct funding hard moneyhouston, TexasC65/100 #83carecreditcosta mesa, CaliforniaC65/100 #84carrington mortgage holdingsaliso viejo, CaliforniaC65/100 #85cashamericatodaysalt lake city, UtahC65/100 #86cashcall, inc.orange, CaliforniaC65/100 #87cash loans in usaCaliforniaC65/100 #88cim grouplos angeles, CaliforniaC65/100 #89cnh capitalmenlo park, CaliforniaC65/100 #90concora creditbeaverton, OregonC65/100 #91consumer portfolio servicesirvine, CaliforniaC65/100 #92credit one banklas vegas, NevadaC65/100 #93curo financial technologies corpgreenville, South CarolinaC65/100 #94daimler truck financial services usa llcfort worth, TexasC65/100 #95dfw mortgage fundingplano, TexasC65/100 #96edge home finance corporationminnetonka, MinnesotaC65/100 #97elan credit cardminneapolis, MinnesotaC65/100 #98embrace home loansmiddletown, Rhode IslandC65/100 #99emm wholesalecherry hill, New JerseyC65/100 #100enterprise community partners inccolumbia, MarylandC65/100

Sibling sub-industries under Finance & Insurance

Miscellaneous Financial Investment Activities

3,324 companies

Direct Property and Casualty Insurance Carriers

2,150 companies

Commercial Banking

1,715 companies

Insurance Agencies and Brokerages

1,108 companies

Mortgage and Nonmortgage Loan Brokers

Investment Banking and Securities Dealing

Securities and Commodity Exchanges

Miscellaneous Financial Investment Activities

Direct Property and Casualty Insurance Carriers

Commercial Banking

Real Estate Investment Trusts

Top cities for Consumer Lending

15 companies · avg 62.3

irvine, California

11 companies · avg 64.3

chicago, Illinois

8 companies · avg 68.5

greenville, South Carolina

8 companies · avg 60.5

new york, New York

7 companies · avg 66.9

Methodology

Scores are computed using Meo Advisors' proprietary AI adoption model evaluating public digital signals (job postings, tech stack, content, and product velocity). NAICS assignment is based on primary industry classification from the company's public filings and directory entries.

← Back to Finance & Insurance