NAICS 5221 · Sub-Industry Deep-Dive · Finance & Insurance

Commercial Banking — AI Adoption Analysis

Aggregate AI adoption statistics for companies in the Commercial Banking sub-industry, computed from Meo Advisors' dataset of US-scored firms.

1,715 companies

59.6 avg score

53 states

1010 cities

$17.0M median savings

750 median employees

2mo median payback

AI Adoption Score Distribution · 1,715 companies scored

17

Grade A

80 – 100

41

Grade B

72 – 79

513

Grade C

64 – 71

1,144

Grade D

< 64

Scores reflect operational readiness for AI agent deployment across scheduling, intake, billing, and customer communication workflows.

Top enterprise tech stacks in Commercial Banking

slack · 77 companies
salesforce · 53 companies
hubspot · 26 companies
zendesk · 11 companies
freshdesk · 2 companies

Top Commercial Banking companies by AI adoption score

#1citinew york, New YorkA88/100 #2Amalgamated BankNew York, New YorkA-87/100 #3Capital Bank N.ARockville, MarylandA-87/100 #4Columbia Bank New JerseyFair Lawn, New JerseyA-86/100 #5bank of americacharlotte, North CarolinaA85/100 #6bank of america merrill lynchcharlotte, North CarolinaA85/100 #7capital onetysons, VirginiaA85/100 #8chasenew york, New YorkA85/100 #9j.p. morgannew york, New YorkA85/100 #10jpmorganchasenew york, New YorkA85/100 #11onewest bankraleigh, North CarolinaA85/100 #12totalannihilation1234A85/100 #13what a clown worldnew york, New YorkA85/100 #14Nicolet National BankGreen Bay, WisconsinA-84/100 #15pncpittsburgh, PennsylvaniaB82/100 #16First Mutual HoldingLakewood, OhioB+81/100 #17bank of america businesscharlotte, North CarolinaB80/100 #18Ent Credit UnionColorado Springs, ColoradoB79/100 #19first citizens bankraleigh, North CarolinaB78/100 #20mercurysan francisco, CaliforniaB78/100 #21personal-capitalsan carlos, CaliforniaB78/100 #22union banksan francisco, CaliforniaB78/100 #23landmark-credit-unionNew Berlin, WisconsinB76/100 #24allydetroit, MichiganB75/100 #25banfuturolos angeles, CaliforniaB75/100 #26bnynew york, New YorkB75/100 #27Cape Cod 5Orleans, MassachusettsB75/100 #28citnew york, New YorkB75/100 #29connect .4new york, New YorkB75/100 #30dpcB75/100 #31fleet bankB75/100 #32FSCBFarmington, MissouriB75/100 #33Independent BankHanover, MassachusettsB75/100 #34Lake City BankWarsaw, IndianaB75/100 #35Merchants BankCarmel, IndianaB75/100 #36neo bankmountain view, CaliforniaB75/100 #37Southern BankMount Olive, North CarolinaB75/100 #38state streetboston, MassachusettsB75/100 #39truistcharlotte, North CarolinaB75/100 #40u.s. bankminneapolis, MinnesotaB75/100 #41well fargoNew YorkB75/100 #42wells fargosan francisco, CaliforniaB75/100 #43Capitol FederalTopeka, KansasC74/100 #44PFFCUPhiladelphia, PennsylvaniaC74/100 #45TVA Credit UnionKnoxville, TennesseeC74/100 #461stcbKilleen, TexasC73/100 #47Signature BankNew York, New YorkB73/100 #48TBK BankDallas, TexasC73/100 #49American National BankOmaha, NebraskaB72/100 #50AmFirstBirmingham, AlabamaB72/100 #51apiturewilmington, North CarolinaC72/100 #52CrossFirst BankLeawood, KansasB72/100 #53investors bankshort hills, New JerseyC72/100 #54signature banknew york, New YorkC72/100 #55Southern BancorpArkadelphia, ArkansasB72/100 #56T Bank N.ADallas, TexasB72/100 #57triumphdallas, TexasC72/100 #58varo banksan francisco, CaliforniaC72/100 #59American Savings BankHonolulu, HawaiiB71/100 #60Bank MidwestKansas City, MissouriB71/100 #61ChartwayVirginia Beach, VirginiaC71/100 #62Collins Community Credit UnionCedar Rapids, IowaB71/100 #63Dime Community BankHauppauge, New YorkB71/100 #64Farmers National BankEast Liverpool, OhioC71/100 #65First Financial Bank NATerre Haute, IndianaB71/100 #66Grow FinancialTampa, FloridaC71/100 #67HbtbankBloomington, IllinoisC71/100 #68Independence BankOwensboro, KentuckyB71/100 #69New Hampshire Mutual BancorpConcord, New HampshireB71/100 #70Old SecondAurora, IllinoisC71/100 #71Opus BankIrvine, CaliforniaB71/100 #72SBA CompleteEl Segundo, CaliforniaB71/100 #73Texas First BankTexas City, TexasB71/100 #74Vision BankAda, OklahomaB71/100 #75Wayne BankHonesdale, PennsylvaniaB71/100 #76AgFirst Farm Credit BankColumbia, South CarolinaB70/100 #77American State BankSioux Center, IowaB70/100 #78Banesco USACoral Gables, FloridaC70/100 #79bankESBEasthampton, MassachusettsC70/100 #80bbcn banklos angeles, CaliforniaC70/100 #81Benchmark BankPlano, TexasB70/100 #82CentraColumbus, IndianaC70/100 #83CetoAlpharetta, GeorgiaB70/100 #84Citizens National BankSevierville, TennesseeB70/100 #85Columbia Credit UnionVancouver, WashingtonC70/100 #86Dedham SavingsDedham, MassachusettsC70/100 #87discoverriverwoods, IllinoisC70/100 #88EntersektCape Town, Western CapeC70/100 #89GncuCarson City, NevadaC70/100 #90Kirkpatrick BankEdmond, OklahomaB70/100 #91Kish BankBelleville, PennsylvaniaB70/100 #92Mabrey BankBixby, OklahomaC70/100 #93mcgtrevose, PennsylvaniaC70/100 #94Meadows BankLas Vegas, NevadaB70/100 #95megastar financial corp.denver, ColoradoC70/100 #96Meritrust Credit UnionWichita, KansasC70/100 #97National Mortgage NewsCity of White Plains, New YorkC70/100 #98NcbArlington, VirginiaC70/100 #99North Shore BankDuluth, MinnesotaB70/100 #100open-bankLos Angeles, CaliforniaC70/100

Sibling sub-industries under Finance & Insurance

Miscellaneous Financial Investment Activities

3,324 companies

Direct Property and Casualty Insurance Carriers

2,150 companies

Insurance Agencies and Brokerages

1,108 companies

Mortgage and Nonmortgage Loan Brokers

Consumer Lending

Investment Banking and Securities Dealing

Securities and Commodity Exchanges

Miscellaneous Financial Investment Activities

Direct Property and Casualty Insurance Carriers

Commercial Banking

Real Estate Investment Trusts

Top cities for Commercial Banking

82 companies · avg 61.6

new york, New York

25 companies · avg 69.5

los angeles, California

16 companies · avg 61.2

dallas, Texas

15 companies · avg 62.7

New York, New York

12 companies · avg 64.2

Methodology

Scores are computed using Meo Advisors' proprietary AI adoption model evaluating public digital signals (job postings, tech stack, content, and product velocity). NAICS assignment is based on primary industry classification from the company's public filings and directory entries.

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